HIVisions: Secured Living for PLHIV
By Rael Bustamante and Ronald Bugarin According to the March 2018 HIV/AIDS & ART Registry of the Philippines (HARP) , there were 912 new cases of Persons Living with HIV (PLHIV) reported, most of which are young professionals aged 25-34. Attaining and maintaining financial security is a common goal among these up and coming men and women. But, some PLHIVs are discouraged from attaining financial security due mainly to discriminatory workplace policies regarding their condition or limited employment opportunities where some industries require that applicants and employees should be nonreactive / HIV negative . It will be beneficial for these PLHIV to have some form of assurance in having a secured life and future if only they are given a chance to apply for life insurance policy without discriminatory provisions. Currently, life insurance has morphed from the traditional compensation for a person’s dependents after death to a form of investment or savings on top of the tradit...